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Meet The Team

About Us
Rene Jacques
President / CEO

NMLS #293063 / CA DRE #01388158

Rene Jacques began working in real estate in 2003, after starting work at a title company in 2002. In 2005, he earned his broker’s license and worked 13 years in the industry for two major mortgage companies.

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About Us
Cam Villa
COO/Loan Officer

NMLS #943184/ CA DRE # 02079631

Cameron Villa began his mortgage journey starting as a Loan Processor in 2001. Almost 20 years later he is still finding ways to promote accuracy while searching for speed and efficiency within the mortgage process. Cameron has held primarily managerial positions in several mortgage companies over the past decade. His experience is unparalleled when it comes to operations, loan processing, and compliance procedures.

camvilla@gbmortgagegroup.com

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About Us
Joseph Kelley
Loan Officer

NMLS#1705850 / CA DRE #02052578

Joseph Kelley’s mission and purpose is to find the best possible financing options for his clients in order to help them achieve their goals.

jkelley@gbmortgagegroup.com

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About Us
Phillip Hampton
Broker Associate

NMLS #981369 / CA DRE #01468258

Phil is a licensed Broker Associate who holds a BA in Communications as well as Masters in Organizational Leadership . Phil is also an accomplished Educator and High School Basketball Coach.

philliphampton@gbmortgagegroup.com

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About Us
Jose Martinez
Processor

Jose Martinez began working as an assistant processor in early 2016 after working in the education field. He is now working to obtain his real estate license.
jmartinez@gbmortgagegroup.com

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About Us
Jolynn Villarreal
Loan Partner

Jolynn Villarreal is new to the mortgage industry. She recently came to us after being an Office Manager for 4 years. Jolynn has jumped right into the mortgage industry and her customer service is second to none. Her focus is working closely with Rene Jacques on all new client services.

jolynn@gbmortgagegroup.com

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About Us
Chanel Small
Processor/Notary

Chanel Small began her journey as a loan assistant in 2002. She became a loan processor in 2003 and has been a licensed notary for over 15 years. Chanel has 3 wonderful children and 1 amazing grandchild. She is the unspoken leader of our loan team with her processing and closing expertise. When Chanel is not helping our staff and clients succeed she can be found supporting her husband, Coach Small, and the Sheldon Jr. Huskies football team.

csmall@gbmortgagegroup.com

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About Us
Daniel Quinton
Loan Officer

NMLS # 1593144 / CA DRE #02046932

Spent 7 years working in fitness industry followed by 3 years of RV sales. If you’ve met Daniel you know he is all about service. No one works harder on behalf of their clients.

daniel@gbmortgagegroup.com

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About Us
Vannessa Quintanilla
Loan Officer

NMLS #1368984 / CA DRE #01943149

Vanessa Quintanilla began working as a real estate assistant in 2012, working for her dad. In 2014, she became a broker assistant and is also a licensed notary.

vannessa@gbmortgagegroup.com

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About Us
Andreas Abramson
Loan Officer

NMLS #281319 / CA DRE #01085280

Born in San Francisco, Andreas grew up in Millbrae, CA and is now a resident of downtown Sacramento. The oldest of 8 kids, this amazing loan officer, sounds like one heck of an older brother. With over 30 years of mortgage financing under his belt, Andreas enjoys skiing on water or snow, flying his own plane, and driving anything that goes fast. When he is not breaking the speed limit, he is driving his clients to success.

andreas@gbmortgagegroup.com

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About Us
Jerry Frank Godfrey
Branch Development

We have another sports car enthusiast! This hobbyist of Italian cars, big game hunting, and the “gentlemen’s game” of tennis is a sure fit with the GB Team. With over 20 years of mortgage experience, you can find Jerry leading the pack during the day and at night cooking fine cuisine with family. Jerry will operate future Golden Bay branches and we look forward to his knowledge and expertise in regard to life and lending.

Jerry@gbmortgagegroup.com

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About Us
Katie Martinez
Compliance/Processing

Born in San Jose and raised in Menlo Park, Katie now lives in Sacramento. Katie heads our compliance and auditing department. Her hobbies include traveling, board games, and anime. Her attention to detail is second to none and she is known for her amazing computer skills.

Katie@gbmortgagegroup.com

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About Us
Dino Rosetti
Training and Team Development

Dino holds a special place with the team at Golden Bay Mortgage Group. Dino is still a business coach for Rene and Cam and we brought him under our umbrella to help all of our staff and realtor partners. Dino is a national real estate business coach and entrepreneur. He was the first paid coach of “The Core Training” and won the coveted Blue Dragon award 4 times in 7 years. He resides in Roseville with his wife and three great kids.

drosetti@gbmortgagegrop.com

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Who Are We

Learn about Golden Bay Mortgage Group

Summary

Mission

Vision

Process

Summary

Our company was built from opportunity. Much of our time in the mortgage industry has been rough seas and waves of changes and regulations.

Now times have changed and the importance of home ownership is again an opportunity for all. Our intention was to provide a place where our customers can feel safe and secure when qualifying for their first home or protecting their investment for the future.

Golden Bay Mortgage Group is made up of a group of intelligent and likeminded individuals who want to create a lasting relationship with their clients. When it comes to Golden Bay Mortgage, our value is that you have a place to feel safe when asking the most detailed questions about your home purchase or finance options. Our tools are cooperation, communication and understanding when it comes to your personal financing needs. We want to be here today and when you need us in the future.

Mission

Golden Bay Mortgage Group’s goal is to be recognized as the leading and most reputable mortgage brokerage company in our geographical marketplace. We are focused on setting the industry standard for excellence and integrity. We strive to provide each and every person with the highest level of professionalism, and a experience that cannot be found elsewhere.

Vision

In a industry where the integrity, work ethic, and attention to detail from your mortgage professional is paramount, we’re inspired to change the world one relationship at a time.

Process

Our process consists of communicating with you every step of the way. We can be upfront and honest when we say we have a deadline. Many real estate transactions are based around time frames, timelines, and rate locks. What this means for you is that unless you are working closely with your Mortgage Company these things can cost you time and money.

Golden Bay Mortgage group has a simple intention, to get you through the process and back to your life. You are busy and we get it! But don’t let your schedule interfere with the opportunity to save money and time. Our experienced employees intend to work with you every step of the way.

Even after the transaction is complete our family is here to help you with your future home ownership needs or the opportunity to help your friends and family.

About Us

Learn about Golden Bay Mortgage Group

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Management team has over 40 years of industry experience and is the foundation of our business. We have built an extremely successful business by simply putting what’s in a borrower’s best interest first. Golden Bay Mortgage Group is just simply Intelligent real estate finance, and a commitment to simplifying the mortgage process.