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Meet The Team

Rene Jacques
President / CEO

NMLS #293063 / CA BRE #01388158

Rene Jacques began working in real estate in 2003, after starting work at a title company in 2002. In 2005, he earned his broker’s license and worked 13 years in the industry for two major mortgage companies.

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Cam Villa
COO/Processing

Cameron Villa began his mortgage journey starting as a Loan Processor in 2001. Almost 20 years later he is still finding ways to promote accuracy while searching for speed and efficiency within the mortgage process. Cameron has held primarily managerial positions in several mortgage companies over the past decade. His experience is unparalleled when it comes to operations, loan processing, and compliance procedures.

camvilla@gbmortgagegroup.com

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Michelle Mino
Partner

Michelle Mino started working as a real estate assistant for her mom in 2001. In 2005, she got her license. Over the years, she has become an expert in contract negotiations and short sale negotiations.

michellemino@hotmail.com

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Jeff Beckman
Loan Officer

NMLS #1060225 / CA BRE #01950258

Jeff started his second career in the mortgage industry three years ago after spending over 20 years in various accounting, financial analysis and operational management roles with a large national company. He believes excellent service includes educating clients about the entire loan process.

jeffbeckman@gbmortgagegroup.com

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Heather Henson
Loan Officer

NMLS# 306763 / CA BRE# 01362337

Heather Henson began her journey as a licensed mortgage professional in 2002. Since then she has remained dedicated to her craft. She has an amazing reputation with realtors and applicants throughout the community who know they can depend on her.

loansbyhenson@gmail.com

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Phillip Hampton
Broker Associate

NMLS #981369 / CA BRE #01468258

Phil is a licensed Broker Associate who holds a BA in Communications as well as Masters in Organizational Leadership . Phil is also an accomplished Educator and High School Basketball Coach.

philliphampton@gbmortgagegroup.com

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Jose Martinez
Processor

Jose Martinez began working as an assistant processor in early 2016 after working in the education field. He is now working to obtain his real estate license.

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Jolynn Villarreal
Loan Partner

Jolynn Villarreal is new to the mortgage industry. She recently came to us after being an Office Manager for 4 years. Jolynn has jumped right into the mortgage industry and her customer service is second to none. Her focus is working closely with Rene Jacques on all new client services.

jolynn@gbmortgagegroup.com

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Daniel Quinton
Loan Officer

NMLS # 1593144 / CA BRE #02046932

Spent 7 years working in fitness industry followed by 3 years of RV sales. If you’ve met Daniel you know he is all about service. No one works harder on behalf of their clients.

daniel@gbmortgagegroup.com

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Joseph Kelley
Loan Officer

NMLS#1705850 / CA BRE #02052578

Joseph Kelley’s mission and purpose is to find the best possible financing options for his clients in order to help them achieve their goals.

jkelley@gbmortgagegroup.com

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Vannessa Quintanilla
Loan Officer

NMLS #1368984 / CA BRE #01943149

Vanessa Quintanilla began working as a real estate assistant in 2012, working for her dad. In 2014, she became a broker assistant and is also a licensed notary.

vannessa@gbmortgagegroup.com

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Who Are We

Learn about Golden Bay Mortgage Group

Summary

Mission

Vision

Process

Summary

Our company was built from opportunity. Much of our time in the mortgage industry has been rough seas and waves of changes and regulations.

Now times have changed and the importance of home ownership is again an opportunity for all. Our intention was to provide a place where our customers can feel safe and secure when qualifying for their first home or protecting their investment for the future.

Golden Bay Mortgage Group is made up of a group of intelligent and likeminded individuals who want to create a lasting relationship with their clients. When it comes to Golden Bay Mortgage, our value is that you have a place to feel safe when asking the most detailed questions about your home purchase or finance options. Our tools are cooperation, communication and understanding when it comes to your personal financing needs. We want to be here today and when you need us in the future.

Mission

Golden Bay Mortgage Group’s goal is to be recognized as the leading and most reputable mortgage brokerage company in our geographical marketplace. We are focused on setting the industry standard for excellence and integrity. We strive to provide each and every person with the highest level of professionalism, and a experience that cannot be found elsewhere.

Vision

In a industry where the integrity, work ethic, and attention to detail from your mortgage professional is paramount, we’re inspired to change the world one relationship at a time.

Process

Our process consists of communicating with you every step of the way. We can be upfront and honest when we say we have a deadline. Many real estate transactions are based around time frames, timelines, and rate locks. What this means for you is that unless you are working closely with your Mortgage Company these things can cost you time and money.

Golden Bay Mortgage group has a simple intention, to get you through the process and back to your life. You are busy and we get it! But don’t let your schedule interfere with the opportunity to save money and time. Our experienced employees intend to work with you every step of the way.

Even after the transaction is complete our family is here to help you with your future home ownership needs or the opportunity to help your friends and family.

About Us

Learn about Golden Bay Mortgage Group

about-icon-1

Management team has over 40 years of industry experience and is the foundation of our business. We have built an extremely successful business by simply putting what’s in a borrower’s best interest first. Golden Bay Mortgage Group is just simply Intelligent real estate finance, and a commitment to simplifying the mortgage process.

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