Jai comes to Golden Bay Mortgage Group with over 28 years of mortgage lending experience. He is driven and guided by his core belief that having knowledge and know-how of mortgage lending is the true success to financial homeownership. He has made it his mission to teach and empower his clients with personalized service through their loan process. In his spare time, you will find Jai on the bike trail, fly fishing, spending time with family, or making home improvements. Jai has lived with his wife Janet in Sacramento for over 30 years. As a resident of South Land Park Terrace, Jai focuses on staying involved in the community and represents his region as an expert in mortgage financing. Jai holds a BS in Business Administration from Sacramento State University, an AA degree in Liberal Arts from Sierra College in Rocklin.